Alfred C. Warrington V


Alfred C. Warrington V

Overview Overview Experience Credentials

Al Warrington represents domestic and international insurers, reinsurers and intermediaries in a wide range of matters. He has served as litigation counsel in disputes involving aviation, construction defect, environmental, errors and omission, marine, inland marine and bad faith claims. Practicing insurance law for over 25 years, he regularly advises clients on coverage and topical issues concerning the insurance community. He has twice been seconded to work in the London insurance market, and has served as national coverage counsel for a major U.S. insurer. 

Besides practicing law, Al enjoys spending time with his family and supporting their pursuits. When not working, he can be found watching travel and high school baseball. Al is also a boater. He holds a captain’s license (USCG OUPV) and is active in his church.


Representative Matters

  • Counsel to general liability insurer in connection with an arbitration dispute over allegations of negligent design and construction of a marina in Maryland. Because the damages sought related solely to the cost of correcting the insured’s allegedly defective work, the insurer’s policies afforded no coverage for the claim.
  • Counsel for a Lloyd’s reinsurance broker in a lawsuit involving claims for breach of contract, breach of fiduciary duty and fraud brought by a Costa Rican reinsured. The dispute proceeded to trial. At the close of the plaintiff’s case, the court entered a directed verdict in favor of the broker on six of the plaintiff’s nine claims. The jury then returned a defense verdict on the remaining counts, finding no breach of duty.
  • Counsel for excess professional liability insurers in a Pennsylvania case involving allegations of legal malpractice asserted against a prominent Philadelphia law firm. The matter was resolved on terms favorable to our clients.
  • Counsel for a Texas insurer accused of handling in bad faith multiple death and bodily injury claims arising out of airplane crash in North Carolina. All claims were resolved on terms favorable to the insurer.
  • Counsel to certain London excess insurers who provided errors & omissions insurance to a U.S. accounting firm. After a jury returned a verdict against the insured firm of approximately $150 million (including punitive damages), the claimant asserted a claim for bad faith refusal to settle. The matter involved complicated insurance tower issues and was resolved on terms favorable to our clients.
  • Counsel for a U.S. insurer in a complex coverage and allocation dispute arising out of 2004 Florida hurricane losses and an excess insurance program issued to a municipal risk management and self-insurance pool. All claims were resolved on terms favorable to our client.
  • Counsel to London insurers in connection with various commercial property losses in Latin America. 

Al also has served as national coverage counsel for a major U.S. marine and inland marine insurer. In this capacity, he:

  • Provides coverage advice, including coverage opinions and position letters, on claims throughout the country.
  • Represents the insurer in pre-suit mediations nationwide.
  • Monitors litigation against its insureds in other states.
  • Serves as litigation counsel for coverage matters in Florida (examples of this work include declaratory judgment actions, appraisal actions, recovery actions, etc.).
  • Participates as a subject matter expert in coverage roundtables and provides continuing education training on current legal trends and industry developments.
  • Assists in drafting policy language to meet product goals.

Presentations and Publications

  • “Policy Limits Demands: How to Handle Them & the Ethical Issues They Present,” co-presenter, 2014 Property & Liability Resource Bureau (PLRB) Large Loss Conference in Scottsdale, AZ (October 31, 2014).
  • “Storm Season and Property Insurance: What You Need to Know to be Prepared,” co-presenter, Sedgwick’s 2014 Insurance Webinar Series (June 25, 2014).
  • “Hot or Cold? Avoid Being Burned by E&O and Stay Cool,” co-moderated broker roundtable session at the Fort Lauderdale Mariners Club’s 24th Annual Marine Seminar (October 30, 2013).
  • “Florida: The State of Bad Faith,” presented at Sedgwick’s 11th annual Hot Topics Seminar for the Bermuda Insurance Market (October 2, 2013).
  • “Storming Into Summer With Big Florida Insurance Decisions,” Law360 (June 15, 2012).
  • “Florida Supreme Court Hands Down Important Decision for First-Party Property Insurers,” Sedgwick’s Insurance Law Blog (June 4, 2012).
  • “When the Money Runs Out: Multiple Claimants and Inadequate Limits — Avoiding the Pitfalls,” presented at Sedgwick’s London Insurance Seminar (May 3, 2012).
  • “Fifth Circuit: No Ambiguity in SP-23 Form on Erosion of Limits by Payment of Defense Costs,” Sedgwick’s Admiralty & Energy News (September 2011).
  • “Injuries and Damages Sustained From Chinese Drywall Are Within CGL Policy’s Pollution Exclusion,” Sedgwick’s Insurance Law Update (March 2011).


  • Florida
  • 11th U.S. Circuit Court of Appeals
  • U.S. District Court (M.D. Fla.)
  • U.S. District Court (S.D. Fla.)


  • J.D. (1985) University of Florida
  • M.A. (1999) King's College London
  • B.S.B.A. (1982) University of Florida (Finance)


  • Who’s Who Legal: Insurance & Reinsurance 2016 — listed as a “leading practitioner” 

Memberships and Affiliations

  • The Maritime Law Association of the United States
  • Council on Litigation Management
  • The Florida Bar