Property Coverage

The most complex and high-stakes legal challenges facing the insurance industry demand the highest level of expertise and commitment. Sedgwick’s international insurance practice demonstrates this by having one of the largest international teams of insurance litigators and coverage advisors dedicated to the global insurance industry. Our international Property Coverage team is a key part of the practice.

Sedgwick’s Property Coverage team acts for insurers and reinsurers writing all types of commercial, industrial and energy-related property risks throughout the world. We are familiar with all types of property cover, including: 

  • All Risks
  • Business Interruption 
  • Machinery Breakdown 
  • Commercial Combined 
  • Contractor’s Plant and Equipment 
  • Builder’s Risk 
  • Political Violence 
  • Delay in Start Up 
  • Construction and Erection All-Risk 
  • Homeowners 
  • Difference in Conditions and Difference in Limits 
  • Facultative Reinsurance of Property Risks 

We are regularly instructed in relation to major losses, including those arising in sectors such as power generation, mining, utilities, and oil and gas (onshore and offshore). 
Our lawyers also have expertise in responding to natural and man-made disasters and other cataclysmic events affecting numerous insureds. These matters have included numerous disputes stemming from major hurricanes, floods, and other catastrophes in international locations. 

Following Hurricane Katrina, a major international insurer appointed Sedgwick national coordinating counsel for all of its Hurricane Katrina claims. We developed a comprehensive plan for efficiently dealing with  hurricane-related claims. Our attorneys continue to maintain established relationships with various experts and consultants who can be called upon to successfully resolve claims.

Our International Team

Sedgwick serves the global insurance and reinsurance markets from each of its 16 offices located in leading insurance hubs of the U.S., London and Bermuda. Where cross border representation is required, we act through close internal coordination between our offices and, where appropriate, we work closely with local lawyers carefully selected for their expertise in the complexities of their local markets.

We are recognized by Chambers, a leading legal directory, for our work in and “strong regional knowledge” of Latin America. Sedgwick handles complex coverage disputes in the property, casualty, energy, mining, construction and utilities sectors across Latin America. Members of our team are fluent in Spanish and/or Portuguese, have worked extensively in the region, and have many contacts in Central and South America.

Our unique Bermuda presence means that we have a depth of experience in excess property covers and reinsurance treaties written in the Bermuda market, often involving reinsurance of captive insurers.

We Solve Problems

We have a long track record in successfully representing our insurance clients across all forms of dispute resolution. We work with clients to settle matters favorably, and our reputation as strong litigators helps drive opposing parties to reasonable settlements.